Innovation in Banking Book PDF, ePub eBook

Join our eBook service for unlimited books & audiobooks. Get a free 7 day subscription! ↓↓↓↓↓


Book Descriptions:
Master's Thesis from the year 2015 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1.3, Technical University of Munich (School of Management), course: Innovation and Business Creation, language: English, abstract: The impact of the financial crisis was a challenge for international and German banks and a test for the robustness of their business models. The consequences were stricter financial regulations introduced by Basel III and banks were forced to reduce proprietary trading and to refocus on traditional core banking business. Today supervisory authorities require sufficient and appropriate risk management systems to ensure financial stability and thus the internal operational complexity has increased and generates additional costs. In the aftermath of the financial crisis some banks are still struggling to regain competitiveness in combination with diminishing margins. In particular those banks are challenged with high dependency from interest income by deposit-financed retail banking business. In recent years financial technology companies, commonly known as FinTech, gained more importance in the financial industry and challenge banks and established business models. Digitisation is advancing in all industries and the music and media industry has already experienced a painful transformation process and a similar development is expected as well for the financial industry. Depending on how revolutionary the technological innovation is the more intense will be the impact on business models and in consequence fast adaptability is essential. The level of activity within FinTech is enormous at the moment in Germany and over one hundred new companies were launched in 2014. As a consequence digital business models are analysed with respect to core competences and how FinTech generates benefits for customers by improving the value with innovative digital solutions. The study starts with a literature review of the German ba

Innovation in Banking by Ulrich Sprenzel

From reader reviews:

Pamela Guarino:

What do you about book? It is not important along with you? Or just adding material when you really need something to explain what your own problem? How about your time? Or are you busy man? If you don't have spare time to accomplish others business, it is make you feel bored faster. And you have free time? What did you do? Every person has many questions above. The doctor has to answer that question because just their can do which. It said that about reserve. Book is familiar on every person. Yes, it is right. Because start from on jardín de infancia until university need this kind of Innovation in Banking to read.

Christina Ochs:

Hey guys, do you would like to finds a new book to learn? May be the book with the concept Innovation in Banking suitable to you? The actual book was written by renowned writer in this era. The actual book untitled Innovation in Bankingis the one of several books in which everyone read now. That book was inspired lots of people in the world. When you read this reserve you will enter the new age that you ever know ahead of. The author explained their thought in the simple way, thus all of people can easily to know the core of this publication. This book will give you a wide range of information about this world now. To help you see the represented of the world in this particular book.

Betty Williams:

The particular book Innovation in Banking will bring someone to the new experience of reading the book. The author style to explain the idea is very unique. In the event you try to find new book you just read, this book very acceptable to you. The book Innovation in Banking is much recommended to you to learn. You can also get the e-book from official web site, so you can easier to read the book.

Gary Lund:

Is it you who having spare time after that spend it whole day by watching television programs or just telling lies on the bed? Do you need something totally new? This Innovation in Banking can be the respond to, oh how comes? A fresh book you know. You are thus out of date, spending your extra time by reading in this new era is common not a nerd activity. So what these ebooks have than the others?